Went out for drinks with work last night. I did end up having water but sadly it was my turn to buy so I still ended up spending a good £20 - typical. On the other hand, I don’t want my savings and plans for the future to interfere with friendships or in any way affect people around me so if it’s my turn to buy then so be it. Sort of ruined my plans for the weekend though - I will do the weekly shop tomorrow but will have to try to reduce the amount spent to make up for the over-indulgence yesterday!
And another thing…
My monthly money report has been done - I do love the end of the month when I can sit down and go through everything properly, it’s so much fun! This month wasn’t all that much fun though as I don’t have much to show for my money. I paid off the very last bit of the money I owe the boyfriend (for some reason I let him pay all the rent while I was studying, it has taken me about 18 months to pay it all back - interest free, sure, but I still wish I‘d have been a bit more sensible during this period).
I also paid off a trip I booked on my credit card and reduced my overdraft to just £100. Furthermore, as I have my student loan in another European country I transfer money towards that which then sit and wait (obviously in a high interest account) to be paid towards my student loan which is only taken out every quarter. In the mean time this money I count as “lost” money, although realistically it’s not. Anyway, all this means that it I don’t seem to have moved much closer towards my million….

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